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Personal Credit Cards
We make it easy to choose the credit card that is right for you, with three cards offered through TIB-The Independent BankersBank. All three cards are available in two options, Low Rate Card or Preferred Points Card. All credit applications are underwritten and approved by TIB.
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Personal Card – Low Rate
Benefits
Features
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No annual fee. |
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Low introductory rate for the first six months.* |
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Competitive ongoing APR.* |
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25-day interest-free grace period on all purchases. No grace period on cash advances. |
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Fees
Personal Card – Preferred Points
Benefits
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Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month. |
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Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. |
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24-hour toll-free live customer assistance available at 800-367-7576. |
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Online account information available 24/7 at www.cardaccount.net. |
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Rental car collision damage waiver protection. |
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Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances. |
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Features
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No annual fee. |
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Low introductory rate for first six months.* |
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Competitive ongoing APR.* |
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25-day interest-free grace period on all purchases. No grace period on cash advances. |
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Cash advances can be made for up to 50% of the credit line. |
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To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191 |
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Fees
To Apply Now
Download the PDF application.
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Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch offices. |
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Fax your completed application to the Card Service Center at 972-650-7054. |
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Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120 |
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*Please see application for information about current APRs and fees.
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