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Business Continuity Plan
Disclosure Statement
It is the policy of
the Mission Community
Bank (the "Bank") to
make you aware of our
business continuity
plans in case of an
emergency. The Bank's
plans are designed to
ensure that our
operations will continue
to function with little
or no disruption, that
our customers' accounts
will be secure and
accessible, and that our
customers will be able
to reach us regardless
of the scope of the
situation or event. The
Bank has developed a
Business Continuity Plan
(BCP) with respect to
how we will respond to
events that
significantly disrupt
our operations. Our BCP
was designed to be
flexible in responding
to actual events as they
occur, since the timing
and impact of disasters
and disruptions is
unpredictable. With that
in mind, we are
providing you with this
information.
Contacting Us.
Should one of our branch
or facility locations be
affected we will move
the operations to our
alternate location where
we are able to serve our
customers as effectively
as possible. Calls to
the affected location
will be re-routed to the
alternate location where
we have access to all of
the same systems to
serve you. In the event
of a prolonged
disruption to one of our
branch or facility
locations, our BCP
provides for more
permanent relocation of
staff to an alternate
location, where we will
continue to provide the
best service possible.
If you cannot access us
through our telephone
lines, our website will
be updated with further
information at
www.missioncommunitybank.com.
Business
Continuity Plan. It
is the policy of the
Bank to quickly recover
and resume business
operations after a
significant disruption
and respond by
safeguarding our
employees and property,
making a financial and
operational assessment,
protecting the Bank's
books and records, and
allowing our customers
to transact business.
Our BCP is designed to
permit us to resume
operations as quickly as
possible, given the
scope and severity of
the significant business
disruption.
Our BCP addresses:
data back up and
recovery; all mission
critical systems;
financial and
operational assessments;
alternative
communications with
customers, employees,
and regulators;
alternate physical
location of employees;
critical supplier,
contractor, and
counter-party impact;
regulatory reporting;
and assuring our
customers prompt access
to their accounts if we
are unable to continue
our operations.
We back up our
important records in a
geographically separate
area. While every
emergency situation
poses unique problems
based on external
factors, such as time of
day and the severity of
the disruption, the
objective is to restore
our operations and be
able to complete
existing transactions
and accept new
transactions as soon as
possible. Your
transactions could be
delayed during this
period.
Varying
Disruptions.
Significant business
disruptions can vary in
scope, such as a single
office or facility, the
immediate area where
more than one office or
facility is located, the
city where we are
located, or the whole
region. Within each of
these areas, the
severity of the
disruption can also vary
from minimal to severe.
In a disruption where
only a single location
is affected, we will
transfer our operations
to a location when
appropriate and expect
to recover and resume
operations as soon as
possible. In a
disruption affecting
multiple offices or
facilities such as a
city or region, we will
transfer our operations
to a location outside of
the affected area, and
recover and resume
operations as soon as
possible. In either
situation, we plan to
continue in business,
and will notify you
through our web site at
www.missioncommunitybank.com.
All telephone calls
placed to our main line
will be forwarded to our
alternate location if
telephone service has
not been interrupted.
Additional
Information. Please
contact us by telephone
at (805) 782-5000 or by
e-mail at
bcp@missioncommunitybank.com
if you have questions
about the Bank's
Business Continuity
Plan.
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